Sometimes when people shop for auto insurance, they get into a hurry and forget to check out the details. Unfortunately, signing up for an auto insurance policy quickly might not always lead to the best experience. Here are three things you should ask your auto insurance agent, and why it might be worth your time to slow down and do things the right way: 1: “Do you offer emergency roadside assistance? Read More»
Owning a classic car can be a lifelong dream for car enthusiasts, but there are a few things you’ll want to remember before you take your car out on the road. Use this guide to prepare for your trip and ensure that your car will give you years of use. Purchase The Right Auto Insurance Services Rules for insuring classic cars can be tricky. Auto insurance services for these types of cars depend largely on the age of your vehicle and what you will be using it for. Read More»
There is a general belief that married motorists pay less for their auto insurance than their single counterparts. This is generally true because insurers view married insurers as safe drivers. You can sometimes even reduce your insurance rate further by combining your policy with that of your spouse’s policy. However, there are situations in which combining policies may not be a worthwhile move. For example, combining policies may not be suitable for these four situations: Read More»
When you own a recreational vehicle, it’s natural to want to get out on the road and enjoy a trip whenever you want. To do this though, you need to be sure to have a great insurance policy. You might think that a regular auto insurance policy will cover you on your RV trips, but here are some reasons why a standard auto policy might not offer you the coverage you need. Read More»
Paying insurance can get expensive, which is why it is always great to find new ways to reduce your insurance bill, even if it is only by a couple of dollars here and there. If you own an RV, make sure that you take advantage of the following five easy ways to save on insurance. Consider Getting a CDL License Although you do not need a commercial driver’s license, or CDL, in order to drive an RV, you can score lower rates on your insurance policy if you do have one. Read More»
When purchasing insurance coverage, there are few types as important as property casualty insurance. This type of insurance coverage is designed to protect you in the event that someone is hurt on your property of if some of their property is damaged while on your property. Having property casualty insurance is a great idea because it can pay for legal fees, lost wages, and expensive property. Legal Fees One of the best parts about having property casualty insurance is that the insurance company will pay for an attorney to help you out if you get sued by someone who was hurt on your property. Read More»
When car insurance companies are determining risk levels and premium rates, they look at a number of factors. This includes your existing driving record, where you plan to drive your vehicle the most, the number of miles that you’ll drive annually. However, some factors taken into account may be surprising to some. Read on to learn about some influential factors that play a significant role in determining how much you’ll pay for car insurance. Read More»
If your home is located in an area that is affected by hurricanes, you are probably nervous about how the upcoming hurricane season might affect your home. If you have homeowners insurance in place, you probably won’t have to worry about not having your home repaired. However, you should take these necessary steps before hurricane season begins so that you can be sure. Then, you’ll have the peace of mind that you need so that you can focus on preparing your family for this dangerous time. Read More»
If a local court system has recently mandated that you get an SR-22, you may be unpleasantly surprised at how much your automobile insurance rate has increased. An SR-22 (“Safety Responsibility”) document is a requirement for people who have committed certain moving violations. When you have this form, you are considered a larger risk, and your insurance premium will likely go up as a result. However, there are things you can do to make your SR-22 insurance more affordable. Read More»
It’s exciting to have your teen be able to start driving him or herself to school and work, but it can also be financially challenging. There’s a good chance that your insurance policy is going to go up because insurance companies assume that teenage drivers are going to be less knowledgeable and skilled, as well as more likely to engage in risky behaviors. Insurance companies see them as greater risks. This can feel frustrating, especially if your teenager is a safe driver. Read More»